Monument Credit Card
While the APR might not be the lowest in the market the Monument card is often targeted at people
who have a less than perfect credit rating. The monument credit card was formerly known as the Providian
card and is now part of the large Barclaycard empire. You should note that it is very common within the
card industry to deny balance transfers between card companies with the same group - so you might find
that you cannot transfer a balance from Monument to Barclaycard.
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