Esure Home Insurance

If you live in an area where Esure believe the risk of flooding and subsidence is low, you can take advantage of their low home insurance prices.

And because Esure only insures people who don't make frequent claims, you don't need to worry about subsidising careless homeowners' claims.

This is a summary of the cover Esure will provide if you buy a home policy.

up to 45% No Claim Discount (NCD) on contents
alternative accommodation if your house cannot be lived in
optional accidental damage cover
costs involved in transferring from your present mortgage provider (up to £25)
new for old cover with an amount deducted for wear and tear of clothing, linen and pedal cycles
cover for freezer contents up to £500 if you take out accidental damage under contents
15% seasonal increase of your contents sum insured between 1st December and 15 January
10% increase of your contents sums insured for wedding gifts (30 days prior to the wedding and 30 days after)
Replacement external door locks if your keys are stolen up to £500
cover for your title deeds up to £250
contents in your garden up to £1000
flexible cover to meet your needs to ensure that you only pay for cover that you actually require
up to 60 days worldwide cover for personal possessions and other specified items
cover for pedal cycles up to £500 unless specified. Cover varies with level selected
personal money and credit card cover up to £500
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